Lease / Hire-Purchase Calculator
Calculate amortization schedules and get the exact accounting journal entries per TFRS for NPAEs Chapter 12 — for both Finance Leases and Hire-Purchase contracts.
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Lease Calculator + TFRS Journals
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How to use
- 1Select contract type — Finance Lease (operating entity retains ownership) or Hire Purchase (ownership transfers at end).
- 2Enter the fair value / cash price, down payment, monthly installment (tick the VAT box if the amount is VAT-inclusive), number of periods, residual/balloon (if any), and asset useful life.
- 3Click Calculate. The tool uses Newton-Raphson iteration to solve for the implied effective interest rate and builds the full amortization schedule.
- 4Review the journal entries (Section C) — all four entries are pre-populated with your figures and ready to use in your books.
Disclaimer: This tool is for informational purposes only. The accounting treatment for each lease depends on specific contract terms and professional judgment. For complex transactions, consult a CPA or accounting professional. TFRS for NPAEs Chapter 12 (Leases) applies to entities that prepare financial statements under Thai GAAP for Non-Publicly Accountable Entities.
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